Is Health Insurance Worth It in Georgia? 50 ₾ a Month vs One Doctor Visit

People picture it as one big upfront purchase, so they put it off until the first bill arrives.

In fact, you can pay in instalments: 50 ₾ for Imedi L UNO Active, 49 ₾ for Unison Classic. That's roughly a trip to a coffee shop, or lunch for two at a canteen. The Classic price is for foreigners aged 1 to 50; UNO Active is available up to age 60.

If you'd rather pay upfront, a year of Imedi L through 100doc.ge is 540 ₾, 10% less than twelve payments. Both plans have an overall coverage limit of 30,000 ₾.

Prices from all five insurers for your age and citizenship are in our insurance finder.

From 175 to 285 ₾ for a GP, a blood test and an ultrasound, according to price lists on 9 November 2026. A typical set: GP, complete blood count, abdominal ultrasound and ECG.

Besides the consultation, the Evex package includes liver function tests, hepatitis B and C tests, lipids and glucose.

Biochemistry pushes the total up. At Neolab, a lipid profile, glucose, ALT and creatinine add 115 ₾, bringing it to 290 ₾. Synevo's 18-marker blood biochemistry profile costs 193 ₾.

If you need a scan: a brain MRI at Solomed is 360 ₾, a head CT 220 ₾. Prices for other specialists are in our full list of doctor fees in Tbilisi.

Do foreigners pay more?

Not everywhere, but it happens. At Solomed, a medical centre in Batumi, a GP consultation costs a Georgian citizen 80 ₾ and a foreigner 100 ₾ — 25% more. For a dermatologist or endocrinologist, it's 100 and 120 ₾. Solomed charges everyone the same for tests and scans.

The Neolab, Synevo, Mega-Lab and Evex price lists show no separate price for foreigners.

There is another difference. For Georgian citizens, the state Universal Health Care Programme pays for some services; a foreigner without insurance pays the whole bill out of pocket.

UNO Active covers emergency care in full with no waiting period, and planned care by referral at 60%. Classic covers a larger share but starts after 15 days. Both have an overall coverage limit of 30,000 ₾.

Imedi L UNO Active — 50 ₾

Planned care has no waiting period, but needs a referral from your personal doctor.

• Consultations, tests and diagnostics by referral — 60% at network clinics, up to 800 ₾ a year, no waiting.
• Emergency outpatient care and prevention — 100%.
• Emergency hospital care — 100%, up to 5,000 ₾, no waiting period.
• Medicines — 50%, up to 800 ₾, with a guarantee letter at partner pharmacies.

Terms and clinics are on the Imedi L page.

Unison Classic — 49 ₾

Unison covers the family doctor in full, but first-time clients wait 15 days.

• Tests and diagnostics by referral — 80%, up to 1,500 ₾ a year, also after 15 days; without a referral, at your own clinic — 50%.
• House calls — 3 per period; preventive check-ups — once per period.
• Emergency care — 100%, after 15 days.
• MRI, CT and PET-CT — after 9 months.
• Emergency hospital care — 100% up to 5,000 ₾, after 15 days; after an accident, up to 10,000 ₾.

Terms and clinics are on the Unison page.

The policy, starting with the first visit with tests. Take the Neolab set from the table, 175 ₾, at a network clinic with a referral. Imedi L allows this with no waiting period, Unison after 15 days. With Unison, you start with your own GP.

At Solomed, a foreigner pays 260 ₾ for the same set, more than five payments. After one such visit, the cover works for you.

The main protection is against a big bill. Both policies cover emergency hospital care in full, up to 5,000 ₾ (Unison after 15 days).

In your insurer's network of partner clinics. The Imedi L and Unison lists are open before you buy, with 100doc.ge patient ratings. Here are five with a high rating and many reviews as of 9 November 2026:

All except the Batumi laboratory are in Tbilisi. Ratings are updated daily. You'll see whether a clinic is in your plan when you choose a policy.

Full lists: Imedi L network and Unison network.

It takes three steps:

1. Finder. Enter your date of birth and citizenship in the insurance finder, then choose a plan and a clinic.
2. Passport. Add your passport details.
3. Payment. Pay the first instalment; the policy arrives by email.

Steps and timing in detail: how buying on 100doc.ge works.

Coming on a trip? Entry requires travel insurance — a different product: insurance for your trip.