Where to Buy Health Insurance in Georgia: From the Insurer or on 100doc.ge
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In short: insurer or 100doc.ge — what's the difference?
Same contract, no extra cost; the difference is what the marketplace adds.
This guide is for people living in Georgia without Georgian citizenship: expats, digital nomads, students in Tbilisi or Batumi. Tourists need a different product for entry: travel insurance.
| On the insurer's website | On 100doc.ge | |
|---|---|---|
| Who issues the policy | the insurance company | the same company: same contract, same rights |
| Price | its own rate | the same rate or lower |
| Paying by card | bank fee shown at the card step | the same fee, shown upfront; none by bank transfer |
| Comparison | its own plans only | ARDI, GPI, Imedi L, IRAO, Unison side by side |
| GPI for non-citizens | full year only | quarterly, every six months or yearly |
| ARDI | yearly or monthly | quarterly as well |
| Treatment and claims | directly with the company | the same |
Who issues the policy: five health insurance companies in Georgia
The insurance company itself. 100doc.ge is the official agent of five companies; the agent is an individual entrepreneur, ID 306427916.
- ARDI — ID 405662242;
- GPI Holding — ID 204426674;
- Imedi L — ID 204919008;
- IRAO — ID 205023856;
- Unison insurance — ID 404393152.
Full legal names are in the site footer; how to check us — below.
Is a policy more expensive through an agent?
No. On 100doc.ge you pay the insurer's rate or less.
Check it yourself: compare the same plan here and on its own website.
Can you pay monthly, or less for a full year?
Through 100doc.ge, GPI can be paid quarterly or every six months and ARDI quarterly. On GPI's own website, non-citizens can only pay for the full year.
Imedi L costs 10% less if you pay for the year at once instead of 12 monthly payments. If you pay monthly, only the first instalment goes through us; you pay the rest to Imedi L directly.
Does 100doc.ge charge a commission?
100doc.ge does not charge a commission for buying a policy: you pay only the plan's rate. If you pay by card, the bank charges a fee, the same size as on the insurer's website, which shows it only at the payment step; we show it upfront. Bank transfer, where available, carries no such fee.
How 100doc.ge earns
The insurance company pays us an agent commission for each plan sold, out of its own rate. Your price stays the same as on the insurer's website, and is sometimes a little lower.
All five on the marketplace work this way, so we don't care which policy you buy. 100doc.ge is an independent marketplace, not tied to any of them. We show prices, cover and clinics side by side so you pick the plan that suits you, not us.
What does the marketplace give you besides price?
Prices and clinics compared before you pay, buying with just a passport, a manual check of your details and support in English.
Five prices and their clinics on one page
Enter your date of birth and citizenship, and five prices appear side by side; cover is set by each plan's rules. Filters: monthly payment, payment every 3 months, "any clinic", "suits expats".
You choose a clinic when buying anyway, so each plan's clinics and their ratings from 100doc.ge patient reviews show before you pay, updated once a day. See all partner clinics.
Can you buy health insurance without a residence permit?
Yes: with us, your national passport is enough.
On its own website, IRAO sells non-citizens an online plan only with payment for the full year. The online forms of GPI and Unison ask for a Georgian Personal Number (local ID) among the first fields.
Do you need a Georgian phone number?
No: we can register your cover to our number.
Get a Georgian SIM card later? Call the insurance company and switch to your own number.
Who checks your details before issue?
A person: every application is checked by hand before it is issued.
Before anything is issued, a member of our team checks every application by hand, not a program. That way there is no mistake in your name, date of birth or passport number.
Support in English: check it yourself
On WhatsApp and Telegram we reply in English and Russian: we advise on buying and explain how cover works, and if we don't know the answer, we find out and get back to you.
Try it: message the support team of any of the five, then message us, and compare who replies faster.
How to buy health insurance in Georgia on 100doc.ge
Online, in one form:
- Prices. Enter your date of birth and citizenship.
- Plan and clinic. Choose both before you pay.
- Passport. National passport details; no Georgian number.
- Payment. Card, or bank transfer where available (no bank fee).
- Delivery. We check your details by hand, the policy is issued, and we email it to you.
When will the policy arrive, and what if it doesn't?
During working hours, we send it within 3 hours, usually in about 30 minutes (GPI: Mon–Fri 09:00–18:00; ARDI, Imedi L, IRAO and Unison: Mon–Sat 09:00–20:00, Tbilisi time). If it doesn't arrive in time, 100doc.ge refunds you within one working day.
Paid at night or at the weekend? It arrives as soon as working hours resume.
How to check your policy and 100doc.ge itself
Check your cover by its number: call the insurance company or open its app. Check 100doc.ge by ID 306427916 in Georgia's business registry, where it is listed as active.
The business registry and Trustpilot reviews
No login needed:
- Open enreg.reestri.gov.ge.
- In the field «საიდენტიფიკაციო კოდი» (identification code), enter 306427916.
- Click «ძებნა» (search).
The table shows the individual entrepreneur ალეკსეი პოლიანსკიი (Alex Polansky) with the status «აქტიური» (active).
Reviews of 100doc.ge are on Trustpilot, including from people who bought health cover through us.
The insurer's phone line and app
Call the number below and give your policy number to confirm it is genuine. Plans bought through us can also be registered in its app.
What 100doc.ge does not help with
We advise on choosing and buying cover; treatment, claims and clinics are handled directly with the insurer, using the phone lines above.
Still weighing it up? Read whether a policy is worth it in Georgia.
FAQ
Do you charge a commission?
No, 100doc.ge does not charge a commission for policies. Prices on 100doc.ge are the same as at the insurance companies, and sometimes lower.
How does 100doc.ge make money?
The insurance company pays us out of its own rate; you pay the same. All five do, so we don't mind which one you choose.
Who issues the policy, and how do I check it?
The insurance company. Call its phone line and give your policy number, or register it in its app.
Can I buy without a residence permit or a Georgian phone number?
Yes. We use your national passport and our number; you can switch to your Georgian number later.
How do I buy, and when will I get the documents?
Choose a plan, enter your passport details and pay. In working hours they come by email within 3 hours; if not, we refund you within one working day.
Do you help with treatment, claims or clinics?
No, those go directly to the insurance company. We advise on choosing and buying.
Sources and date checked
Registry, apps and reviews checked on 8 November 2026; phone numbers are from the official websites of the five companies, ARDI's from its FAQ section.
- Business registry enreg.reestri.gov.ge — individual entrepreneur 306427916, status "active"
- Reviews of 100doc.ge on Trustpilot
- MyGPIH app (GPI) on the App Store
- MyGPI app (GPI) on Google Play
- ARDI App on the App Store
- ARDI App on Google Play
- Imedi L app on the App Store
- ImediL app on Google Play
- IRAO app on the App Store
- IRAO app on Google Play
- Unison Insurance Mobile app on the App Store
- Unison Insurance Company app on Google Play
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